I have to say - I am THRILLED!
Have you heard about Live Transcribe? There is both an Android app and an iOS app with the same name. They are two different companies. The apple version works well, but charges $5/month. The Android version is FREE and is a result of a collaboration between Google and Galludet University (learn more here: https://play.google.com/store/apps/details?id=com.google.audio.hearing.visualization.accessibility.scribe&hl=en_US&gl=US)
Basically, it captions what you say in real time! What a life saver during a time where we are wearing masks!